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Subprime mortgage loans

Here are entered works on mortgage loans offered at a higher interest rate than the prime rate, primarily to individuals with low credit scores who do not qualify for traditional financing.

See also what's at your library, or elsewhere.

• Mortgage loans

• Subprime mortgage loans -- California
• Subprime mortgage loans -- Corrupt practices
• Subprime mortgage loans -- Government policy
• Subprime mortgage loans -- New York (State)
• Subprime mortgage loans -- United States

• B-paper mortgage loans
• Near-prime mortgage loans
• Non-prime mortgage loans
• Nonprime mortgage loans
• Second chance mortgage loans
• Sub-prime mortgage loans

• Using FHA for housing stabilization and homeownership retention : hearing before the Committee on Financial Services, U.S. House of Representatives, One Hundred Tenth Congress, second session. (U.S. G.P.O. :, 2008), by United States. Congress. House. Committee on Financial Services (page images at HathiTrust)
• Using FHA for housing stabilization and homeownership retention : hearing before the Committee on Financial Services, U.S. House of Representatives, One Hundred Tenth Congress, second session. (U.S. G.P.O. :, 2008), by United States. Congress. House. Committee on Financial Services (page images at HathiTrust)

• The effects of the foreclosure crisis on neighborhoods in California's Central Valley : challenges and solutions : field hearing before the Committee on Financial Services, U.S. House of Representatives, One Hundred Tenth Congress, second session, September 6, 2008. (U.S. G.P.O. :, 2008), by United States. Congress. House. Committee on Financial Services (page images at HathiTrust)

• Restoring the American dream : solutions to predatory lending and the foreclosure crisis : field hearing before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Tenth Congress, second session, on solutions to predatory lending and the foreclosure crisis, Monday, April 7, 2008. (U.S. G.P.O. :, 2010), by Housing United States. Congress. Senate. Committee on Banking (page images at HathiTrust)

• Predatory lending in Indian country : hearing before the Committee on Indian Affairs, United States Senate, One Hundred Tenth Congress, second session, June 5, 2008. (U.S. G.P.O. :, 2008), by United States Senate Committee on Indian Affairs (page images at HathiTrust)
• Federal, state, and local efforts to address the foreclosure crisis in Ohio (U.S. G.P.O. :, 2008), by United States. Congress. House. Committee on Financial Services. Subcommittee on Housing and Community Opportunity (page images at HathiTrust)
• Preserving the American dream : predatory lending practices and home foreclosures : hearing before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Tenth Congress, first session on the impact of exotic mortgage products on homebuyers and homeowners, Wednesday, February 7, 2007. (U.S. G.P.O. :, 2009), by Housing United States. Congress. Senate. Committee on Banking (page images at HathiTrust)
• Role of the lending industry in the home foreclosure crisis : hearing before the Subcommittee on Commercial and Administrative Law of the Committee on the Judiciary, House of Representatives, One Hundred Eleventh Congress, first session, September 9, 2009. (U.S. G.P.O. :, 2010), by United States. Congress. House. Committee on the Judiciary. Subcommittee on Commercial and Administrative Law (page images at HathiTrust)
• Predatory lending and reverse redlining : are low-income, minority and senior borrowers targets for higher-cost loans? : hearing before the Joint Economic Committee, Congress of the United States, One Hundred Eleventh Congress, first session, June 25, 2009. (U.S. G.P.O. :, 2010), by United States. Congress. Joint Economic Committee (page images at HathiTrust)

• Ending mortgage abuse : safeguarding homebuyers : hearing before the Subcommittee on Housing, Transportation, and Community Development of the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Tenth Congress, first session, on exploring how homebuyers and homeowners can be safeguarded from predatory and abusive mortgage products and practices, Tuesday, June 26, 2007. (U.S. G.P.O. :, 2009), by Housing United States. Congress. Senate. Committee on Banking (page images at HathiTrust)

• Growing mortgage foreclosure crisis : identifying solutions and dispelling myths : hearing before the Subcommittee on Commercial and Administrative Law of the Committee on the Judiciary, House of Representatives, One Hundred Tenth Congress, second session, January 29, 2008. (U.S. G.P.O. :, 2009), by United States. Congress. House. Committee on the Judiciary. Subcommittee on Commercial and Administrative Law (page images at HathiTrust)

• Effects of the subprime mortgage crisis in New York City and efforts to help struggling homeowners : hearing before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Financial Services, U.S. House of Representatives, One Hundred Tenth Congress, second session, February 11, 2008. (U.S. G.P.O. :, 2008), by United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit (page images at HathiTrust)

• Fannie Mae and Freddie Mac: Turning the American Dream into a Nightmare (London and New York: Bloomsbury Academic, c2012), by Oonagh McDonald (HTML with commentary at bloomsburyacademic.com; registration optional)
• CEO pay and the mortgage crisis : hearing before the Committee on Oversight and Government Reform, House of Representatives, One Hundred Tenth Congress, second session, March 7, 2008. (U.S. G.P.O. :, 2008), by United States House Committee on Oversight and Government Reform (page images at HathiTrust)
• Subprime mortgage crisis and America's veterans : hearing before the Subcommittee on Economic Opportunity of the Committee on Veterans' Affairs, U.S. House of Representatives, One Hundred Tenth Congress, second session, February 28, 2008. (U.S. G.P.O. :, 2008), by United States. Congress. House. Committee on Veterans' Affairs. Subcommittee on Economic Opportunity (page images at HathiTrust)
• Federal Housing Administration's role in addressing the housing crisis : hearing before a Subcommittee of the Committee on Appropriations, United States Senate, One Hundred Tenth Congress, second session : special hearing, April 10, 2008, Washington, DC. (U.S. G.P.O. :, 2008), by and Related Agencies United States. Congress. Senate. Committee on Appropriations. Subcommittee on Transportation and Housing and Urban Development (page images at HathiTrust)
• A review of mortgage servicing practices and foreclosure mitigation : hearing before the Committee on Financial Services, U.S. House of Representatives, One Hundred Tenth Congress, second session, July 25, 2008. (U.S. G.P.O. :, 2008), by United States. Congress. House. Committee on Financial Services (page images at HathiTrust)
• Neighborhoods, the blameless victims of the subprime mortgage crisis : hearing before the Subcommittee on Domestic Policy of the Committee on Oversight and Government Reform, House of Representatives, One Hundred Tenth Congress, second session, May 21, 2008. (U.S. G.P.O. :, 2009), by United States. Congress. House. Committee on Oversight and Government Reform. Subcommittee on Domestic Policy (page images at HathiTrust)
• An examination of the Homeowner Affordability and Stability Plan : hearing before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Eleventh Congress, first session, on an examination of the administration's Homeowner Affordability and Stability Plan and how it addresses the root cause of our economic problems, February 26, 2009. (U.S. G.P.O. :, 2009), by Housing United States. Congress. Senate. Committee on Banking (page images at HathiTrust)
• Mortgage lending reform : a comprehensive review of the American mortgage system : hearing before the Subcommittee on Financial Institutions and Consumer Credit, U.S. House of Representatives, One Hundred Eleventh Congress, first session, March 11, 2009. (U.S. G.P.O. :, 2009), by United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit (page images at HathiTrust)
• Mortgage market turmoil : causes and consequences : hearing before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Tenth Congress, first session, on the causes and consequences of the turmoil within the mortgage market, Thursday, March 22, 2007. (U.S. G.P.O. :, 2009), by Housing United States. Congress. Senate. Committee on Banking (page images at HathiTrust)
• Subprime mortgage market turmoil : examining the role of securitization : hearing before the Subcommittee on Securities and Insurance and Investment of the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Tenth Congress, first session, on how subprime mortgages are securitized, the effect of recent increases in defaults and delinquencies on the subprime securitization market for both borrowers and investors, and how credit risk for mortgage-backed securities is determined and how the assigned ratings are monitored, Tuesday, April 17, 2007. (U.S. G.P.O. :, 2009), by Housing United States. Congress. Senate. Committee on Banking (page images at HathiTrust)
• The housing decline : extent of the problem and potential remedies : hearing before the Committee on Finance, United States Senate, One Hundred Tenth Congress, first session, December 13, 2007. (U.S. G.P.O. :, 2007), by United States. Congress. Senate. Committee on Finance (page images at HathiTrust)
• The role and impact of credit rating agencies on the subprime credit markets : hearing before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Tenth Congress, first session, on examining the circumstances, the integrity of the ratings process, the oversight of the SEC, and whether statutory, regulatory, or industry changes are advisable in light of significant downgrades to the credit ratings of securities in the subprime markets, Wednesday, September 26, 2007. (U.S. G.P.O. :, 2009), by Housing United States. Congress. Senate. Committee on Banking (page images at HathiTrust)
• An examination of the Homeowner Affordability and Stability Plan : hearing before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Eleventh Congress, first session, on an examination of the administration's Homeowner Affordability and Stability Plan and how it addresses the root cause of our economic problems, February 26, 2009. (U.S. G.P.O. :, 2009), by Housing United States. Congress. Senate. Committee on Banking (page images at HathiTrust)
• Targeting federal aid to neighborhoods distressed by the subprime mortgage crisis : joint hearing before the Subcommittee on Domestic Policy of the Committee on Oversight and Government Reform and the Subcommittee on Housing and Community Opportunity of the Committee on Financial Services, House of Representatives, One Hundred Tenth Congress, second session, May 22, 2008. (U.S. G.P.O. :, 2009), by United States. Congress. House. Committee on Oversight and Government Reform. Subcommittee on Domestic Policy and United States. Congress. House. Committee on Banking and Financial Services. Subcommittee on Housing and Community Opportunity (page images at HathiTrust)
• The real estate market : building a strong economy : hearing before the Committee on Finance, United States Senate, One Hundred Tenth Congress, second session, February 28, 2008. (U.S. G.P.O. :, 2008), by United States. Congress. Senate. Committee on Finance (page images at HathiTrust)
• Current trends in foreclosures and what more can be done to prevent them : hearing before the Joint Economic Committee, Congress of the United States, One Hundred Eleventh Congress, first session, July 28, 2009. (U.S. G.P.O. :, 2010), by United States. Congress. Joint Economic Committee (page images at HathiTrust)
• The future of the Federal Housing Administration's capital reserves : assumptions, predictions, and implications for homebuyers : hearing before the Subcommittee on Housing and Community Opportunity of the Committee on Financial Services, U.S. House of Representatives, One Hundred Eleventh Congress, first session, October 8, 2009. (U.S. G.P.O. :, 2010), by United States. Congress. House. Committee on Financial Services. Subcommittee on Housing and Community Opportunity (page images at HathiTrust)
• Improving consumer protections in subprime lending : hearing before the Subcommittee on Interstate Commerce, Trade, and Tourism of the Committee on Commerce, Science, and Transportation, United States Senate, One Hundred Tenth Congress, second session, April 29, 2008. (U.S. G.P.O. :, 2012), by Science United States. Congress. Senate. Committee on Commerce (page images at HathiTrust)
• Role of the Federal Housing Administration (FHA) in addressing the housing crisis : hearing before a subcommittee of the Committee on Appropriations, United States Senate, One Hundred Eleventh Congress, first session, special hearing, April 2, 2009, Washington, DC (U.S. G.P.O. :, 2010), by and Related Agencies United States. Congress. Senate. Committee on Appropriations. Subcommittee on Transportation and Housing and Urban Development (page images at HathiTrust)
• Meeting on priorities for the next administration : use of TARP funds under EESA : Committee on Financial Services, U.S. House of Representatives, One Hundred Eleventh Congress, first session, January 13, 2009 (U.S. G.P.O. :, 2011), by United States. Congress. House. Committee on Financial Services (page images at HathiTrust)
• Foreclosed justice : causes and effects of the foreclosure crisis (part I & II) : hearing before the Committee on the Judiciary, House of Representatives, One Hundred Eleventh Congress, second session, December 2, 2010 and December 15, 2010 (U.S. G.P.O. :, 2011), by United States House Committee on the Judiciary (page images at HathiTrust)
• Wall Street and the financial crisis : anatomy of a financial collapse : report and appendix before the Permanent Subcommittee on Investigations of the Committee on Homeland Security and Governmental Affairs, United States Senate, One Hundred Twelfth Congress, first session, April 13, 2011. (U.S. G.P.O. :, 2011), by United States. Congress. Senate. Committee on Homeland Security and Governmental Affairs. Permanent Subcommittee on Investigations (page images at HathiTrust)

Items below (if any) are from related and broader terms.

• Review of HUD's proposed RESPA rule (U.S. G.P.O. :, 2002), by United States. Congress. House. Committee on Financial Services (page images at HathiTrust)
• Handbook of mortgage loan servicing practices (Mortgage Bankers Association of America, 1949), by William Ivan De Huszar and Mortgage Bankers Association of America (page images at HathiTrust)
• Community investment practices of mortgage banks : hearing before the Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance, and Urban Affairs, House of Representatives, One Hundred Third Congress, second session, September 28, 1994. (U.S. G.P.O. :, 1995), by Finance United States. Congress. House. Committee on Banking (page images at HathiTrust)
• Existing efforts to end the crisis : a report card : hearing before the Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance, and Urban Affairs, House of Representatives, One Hundred Third Congress, first session, February 18, 1993. (U.S. G.P.O. :, 1994), by Finance United States. Congress. House. Committee on Banking (page images at HathiTrust)
• The Home Ownership and Equity Protection Act of 1993--S. 924 : hearing before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Third Congress, first session, on S. 924, to protect home ownership and equity through enhanced disclosure of the risks associated with certain mortgages, and for other purposes, May 19, 1993. (U.S. G.P.O. :, 1993), by Housing United States. Congress. Senate. Committee on Banking (page images at HathiTrust)
• Home mortgage lending. (New York, 1963), by American Institute of Banking (page images at HathiTrust)
• Housing goals and mortgage credit, 1975-80 : hearings before the Subcommittee on Housing and Urban Affairs of the Committee on Banking, Housing, and Urban Affairs, Ninety-fourth Congress, first session ... (U.S. Govt. Print. Off., 1975), by Housing United States. Congress. Senate. Committee on Banking (page images at HathiTrust)
• Computerized loan origination networks and traditional mortgage lenders (Comptroller of the Currency, Administrator of National Banks :, 1986), by United States. Federal Home Loan Bank Board and United States. Office of the Comptroller of the Currency (page images at HathiTrust; US access only)
• Home ownership : mortgage servicing transfers are increasing and causing borrower concern : report to the Honorable John J. LaFalce (The Office, 1989), by United States General Accounting Office (page images at HathiTrust)
• Home ownership : limiting mortgage assistance provided to owners with high-income growth : report to congressional committees (The Office, 1990), by United States General Accounting Office (page images at HathiTrust)
• Valeurs de placement-leur préséance ([s.n., 1920), by René-T. Leclerc (page images at HathiTrust; US access only)
• Waterloo, Cedar Falls & Northern Railway Company. First mortgage sinking fund fiver per cent. Gold bonds. Deposit agreement convering coupons nos. 17, 18, 19, and 20. Dated September 1, 1919. Depositary Logan Trust Company of Philadelphia. (Philadelphia, 1919), by Cedar Falls & Northern Railway Company Waterloo and Logan Trust Company of Philadelphia (page images at HathiTrust)
• Amendment to Bankhead-Jones Farm Tenant Act : Hearings before the Committee on Agriculture, House of Representatives, Eightieth Congress, Second Session on H.R. 6114, April 14, 1948. (U.S. G.P.O., 1948), by United States. Congress. House. Committee on Agriculture (page images at HathiTrust)
• Some facts about the western mortgage business : its history and its outlook (Hamilton Printing Co., 1892), by T. E. Bowman (page images at HathiTrust)
• Housing finance reform : continuation of the 30-year fixed-rate mortgage : hearing before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Twelfth Congress, first session, on examining the pros and cons of continuing the 30-year fixed mortgage, Thursday, October 20, 2011. (U.S. G.P.O. :, 2012), by Housing United States. Congress. Senate. Committee on Banking (page images at HathiTrust)
• Shopping for your loan : 33 answers. (U.S. Dept. of Housing and Urban Development, 2011), by United States. Department of Housing and Urban Development. Office of Single Family Housing (page images at HathiTrust)
• Federal Home Loan Bank Act (U.S. G.P.O., 1939), by United States. Congress. House. Committee on Banking and Currency (page images at HathiTrust)
• Western Maryland Railroad Company to the Mercantile Trust Company. First mortgage, dated October 1, 1902, securing first mortgage four per cent. Fifty-year gold bonds interest payable April 1st and October 1st, principal due October 1, 1952. (New York, 1902), by Western Maryland Railroad Company and Mercantile Trust Company (N.Y.) (page images at HathiTrust)
• Farm mortgage loans by banks, insurance companies, and other agencies (U.S. Dept. of Agriculture, 1921), by V. N. Valgren and Elmer E. Engelbert (page images at HathiTrust)
• An analytical model of the inter-regional flow of funds (School of Business Administration and Economics, California State College, 1968), by Young P. Joun, Sylvia Lane, and California. State Real Estate Division (page images at HathiTrust)
• Fair lending : learn the facts (U.S. Department of Housing and Urban Development, 2009) (page images at HathiTrust)
• El préstamo equitativo : aprenda los datos (U.S. Department of Housing and Urban Development, 2009) (page images at HathiTrust)
• Creating a housing finance system built to last : ensuring access for community institutions : hearing before the Subcommittee on Securities, Insurance, and Investment of the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Thirteenth Congress, first session, on examining community banks and credit unions in the current housing market, including the key challenges and opportunities facing these institutions seeking access to the secondary market, July 23, 2013. ([publisher not identified], 2014), by Housing United States. Congress. Senate. Committee on Banking and Housing United States. Congress. Senate. Committee on Banking (page images at HathiTrust)
• Mortgagee's guide to the direct endorsement program (The Dept., 1983), by United States Department of Housing and Urban Development (page images at HathiTrust)

More items available under broader and related terms at left.